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Mr. Bernard is a graduate of Western State University College of Law,
obtaining his Juris Doctorate in 1988. Mr. Bernard also has
undergraduate degrees in Psychology and Philosophy from California
State University, Long Beach, graduating in 1978.
Between undergraduate school and law school, Mr. Bernard worked
as a California licensed real estate agent and worked in a management
capacity with Johnson & Johnson Family of Companies.
Mr. Bernard's first job as a lawyer was with the Orange County
District Attorney's office where he tried 48 criminal cases.
Subsequently, Mr. Bernard went into Civil Litigation Practice at
Lynberg & Watkins where he became a partner in 2002. Mr. Bernard
chose to open WFB Legal Consulting in order to give more personalized service in particular areas of the law involving families or individuals who would be better served outside of the high dollar "big firm" environment. This decision led directly to the extensive development of a Real Estate and Estate Planning Model to ensure the retention of Residential and Commercial Properties by Homeowners and Business People through the Modification of Loans and the utilization of other Debt Relief measures.
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A 100% money back guarantee on the purchase of the “Loan Renovator”
program.
Congratulations on your purchase! We are confident that if you follow our program,
you will be approved for a loan modification.
To obtain the guarantee, bearer must submit to original seller of the program
a receipt of purchase for the price that was paid, as well as the workout
packet that was submitted to the Lender and the original letter from their
lender stating that their loan modification was denied. Such denial letter must
be on the Lender’s original letterhead or stationary and be the letter that was
provided to the homeowner by their lender via US mail. Faxed, digital, or
scanned copies of this letter are not acceptable as they can easily be altered.
Upon receipt of this original denial letter from purchaser’s lender and a copy
of the workout packet, as well as the entire Loan Renovator package,
complete with all cd’s, dvd’s and software in good working order, 100% of the
purchaser’s investment will be refunded within 30 days of submission.
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 WFB Legal
Consulting |
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Loan Renovator Loan Modification System
Loan Renovator, the homeowner package, is a basic, but thorough tutorial on loan modifications. It takes you step-by-step through each necessary action to secure a loan modification. This system was designed by financial industry professionals with more than 60 years combined experience in the areas of consumer finance, mortgage lending and loan servicing, you can feel rest-assured that your financial interests are in good hands.
This system easily walks you through the process of loan modification. With the guidance provided, you fill out all the necessary questions, which translate into a hardship letter, as well as a proposal that fits your short-term and long-term financial needs and goals. With a winning combination of online tools and information, Loan Renovator presents a plan to the bank that works with your current budget.
 Also included in the package:
- Your Comprehensive Guide to Loan Modifications
- State-by-State Foreclosure Laws
- A Guide on Sustaining Homeownership
- A Guide on Navigating the Loan Renovator System
- Booklet on Homeownership Preservation
- DVD Presentation on Sustaining Homeownership
- Toll-Free Support with a national Law Firm
- 4 Audio Presentations:
- Available Options Banks Don't Want You to Know About
- Foreclosure and Bankruptcy: The Insider Secret to Getting Around Them
- Navigating the System: Creating a Workout Packet that Gets Results
- Successfully Negotiating Your Loan Modification
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You'll receive in our System:
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Component
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Benefit
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Loan Modification System
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Guides you step on step on creating a Loan Modification package that your Lender will accept immediately and act upon typically in a favorable manner*
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"Sustaining Homeownership: Foreclosure Prevention"DVD
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Helps you discover a world of possibilities for homeowners who are struggling to make their monthly mortgage payments. Find out about: Forbearance, Repayment Plans, Loan Modification, Partial Claim, HomeSaver Advance, Short Refinance, Short Sale, and Deed-in-lieu of Foreclosure.
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"Sustaining Homeownership" Workbook
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This workbook helps to empower you financially by teaching you about Loss Mitigation, Foreclosure process, Key Terminology, Common Myths, Types of Assistance, Retention Options, what Documentation you'll need, and Foreclosure Prevention options.
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4 Audio CDs titled:
- Available Options Banks Don't Want You To Know About
- Foreclosure and Bankruptcy: The Insider Secrets to Get Around Them
- Navigating the System: Creating a Workout Package That Gets Results
- Successfully Negotiating Your Loan Modification / Finalizing Your Loan Modification
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Fully educates you so that you can speak the same language as your Lender. You become fully equipped to take your own financial health into your own hands. Our system doesn't just "give you a fish; we teach you to fish!" Your home and your finances are too important to leave in the hands of someone who is not as motivated as you to achieve the best results.
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"Your Comprehensive Guide to Loan Modification" Manual
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With this manual you will learn from the experts how to save your home and shore up your finances. This manual features 8 chapters including "I'm at the End of My Rope!!! What are my Options?", "Loan Modification in a Nutshell", "Busted! The 7 Myths about Loan Modifications", "The Price of Misery", "How Can I Modify My Own Loan?", "Loan Modification Forms" (You can use this system even if you don't have a computer!), "Baby, You've Come a Long Way . . . Now Keep it up!", and "Loan Modification Terms".
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"Timing is Everything: State-by-State Foreclosure Timelines" Manual
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Educate yourself on the exact Foreclosure timeline and procedures for your State so that you don't miss your window of opportunity or panic because you don't know what's coming next.
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"Working Together Toward Homeownership Preservation" Mini-Manual
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Provides you with 27 workout options available! Find the best option for YOU!
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Best Yet Component - Toll Free Support
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You have access to a national firm that has successfully modified THOUSANDS of loans over the past 25 years! If you have any questions, need any assistance, or do not receive a Green Light you are encouraged to let our Support Team assist you in getting the best results possible!
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OUR GUARANTEE!!
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If at any point during the process you would rather have a law firm handle the process, contact our Support Team you will be FULLY CREDITED your purchase price up to $997 towards their fee! We will direct you to a local firm that can take over your case for you!
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Our Introductory Price
$997! |
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*DISCLAIMER: This is an educational, self help system. The provider makes no warranties as to the unique results that any individual will achieve through use of this system. You are encouraged to consult with appropriate financial, legal and investment advisors familiar with your situation and the laws of your state before implementing any strategy suggested.
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